Comparison of Binance Earn vs. BlockFi


Binance Earn vs. BlockFi

Binance Earn BlockFi
Supported Assets BTC, ETH, USDT, BNB, DOT, ADA BTC, ETH, LTC, USDC, USDT, GUSD
APY Range (%) 2%–15% 3%–8%
Fees No direct fees No direct fees
Lock-Up Terms Flexible/Fixed (varies) Flexible
Security Features SAFU insurance fund, cold storage Cold storage, insurance, regulatory oversight
Interest Payouts Daily/Weekly Monthly
Availability Global (restricted in US) Limited (US, select regions)
Special Features Broad range of products (savings, staking) Visa Rewards credit card
Minimum Deposit No minimum No minimum
Insurance Coverage SAFU fund ($1B+ emergency fund) Up to $100M through Gemini custody