Comparison of Binance Earn vs. Celsius Network


Binance Earn vs. Celsius Network

Binance Earn Celsius Network
Supported Assets BTC, ETH, USDT, BNB, DOT, ADA BTC, ETH, USDC, USDT, XRP
APY Range (%) 2%–15% 4%–12%
Fees No direct fees No direct fees
Lock-Up Terms Flexible/Fixed (varies) Flexible
Security Features SAFU insurance fund, cold storage Insurance, cold storage, regulatory compliance
Interest Payouts Daily/Weekly Weekly
Availability Global (restricted in US) Limited (select regions)
Special Features Broad range of products (savings, staking) Competitive stablecoin rates
Minimum Deposit No minimum $20 minimum
Insurance Coverage SAFU fund ($1B+ emergency fund) Multiple insurance policies