Comparison of Binance Earn vs. YouHodler


Binance Earn vs. YouHodler

Binance Earn YouHodler
Supported Assets BTC, ETH, USDT, BNB, DOT, ADA BTC, ETH, USDT, USDC, XRP
APY Range (%) 2%–15% 3%–12%
Fees No direct fees No direct fees
Lock-Up Terms Flexible/Fixed (varies) Flexible/Fixed
Security Features SAFU insurance fund, cold storage Insurance, regulatory oversight, cold storage
Interest Payouts Daily/Weekly Weekly
Availability Global (restricted in US) Global (limited in US)
Special Features Broad range of products (savings, staking) Multi-currency accounts & high flexibility
Minimum Deposit No minimum $100 minimum
Insurance Coverage SAFU fund ($1B+ emergency fund) Ledger Vault insurance coverage