Comparison of BlockFi vs. Binance Earn


BlockFi vs. Binance Earn

BlockFi Binance Earn
Supported Assets BTC, ETH, LTC, USDC, USDT, GUSD BTC, ETH, USDT, BNB, DOT, ADA
APY Range (%) 3%–8% 2%–15%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible/Fixed (varies)
Security Features Cold storage, insurance, regulatory oversight SAFU insurance fund, cold storage
Interest Payouts Monthly Daily/Weekly
Availability Limited (US, select regions) Global (restricted in US)
Special Features Visa Rewards credit card Broad range of products (savings, staking)
Minimum Deposit No minimum No minimum
Insurance Coverage Up to $100M through Gemini custody SAFU fund ($1B+ emergency fund)