Comparison of BlockFi vs. Celsius Network


BlockFi vs. Celsius Network

BlockFi Celsius Network
Supported Assets BTC, ETH, LTC, USDC, USDT, GUSD BTC, ETH, USDC, USDT, XRP
APY Range (%) 3%–8% 4%–12%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible
Security Features Cold storage, insurance, regulatory oversight Insurance, cold storage, regulatory compliance
Interest Payouts Monthly Weekly
Availability Limited (US, select regions) Limited (select regions)
Special Features Visa Rewards credit card Competitive stablecoin rates
Minimum Deposit No minimum $20 minimum
Insurance Coverage Up to $100M through Gemini custody Multiple insurance policies