Comparison of BlockFi vs. Gemini Earn


BlockFi vs. Gemini Earn

BlockFi Gemini Earn
Supported Assets BTC, ETH, LTC, USDC, USDT, GUSD BTC, ETH, GUSD, USDC, LTC
APY Range (%) 3%–8% 2%–7%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible
Security Features Cold storage, insurance, regulatory oversight Regulatory oversight, insurance
Interest Payouts Monthly Daily
Availability Limited (US, select regions) US, select global regions
Special Features Visa Rewards credit card Seamless integration with Gemini Exchange
Minimum Deposit No minimum No minimum
Insurance Coverage Up to $100M through Gemini custody FDIC insurance up to $250K (USD)