Comparison of BlockFi vs. YouHodler


BlockFi vs. YouHodler

BlockFi YouHodler
Supported Assets BTC, ETH, LTC, USDC, USDT, GUSD BTC, ETH, USDT, USDC, XRP
APY Range (%) 3%–8% 3%–12%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible/Fixed
Security Features Cold storage, insurance, regulatory oversight Insurance, regulatory oversight, cold storage
Interest Payouts Monthly Weekly
Availability Limited (US, select regions) Global (limited in US)
Special Features Visa Rewards credit card Multi-currency accounts & high flexibility
Minimum Deposit No minimum $100 minimum
Insurance Coverage Up to $100M through Gemini custody Ledger Vault insurance coverage