Comparison of Celsius Network vs. Binance Earn


Celsius Network vs. Binance Earn

Celsius Network Binance Earn
Supported Assets BTC, ETH, USDC, USDT, XRP BTC, ETH, USDT, BNB, DOT, ADA
APY Range (%) 4%–12% 2%–15%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible/Fixed (varies)
Security Features Insurance, cold storage, regulatory compliance SAFU insurance fund, cold storage
Interest Payouts Weekly Daily/Weekly
Availability Limited (select regions) Global (restricted in US)
Special Features Competitive stablecoin rates Broad range of products (savings, staking)
Minimum Deposit $20 minimum No minimum
Insurance Coverage Multiple insurance policies SAFU fund ($1B+ emergency fund)