Comparison of Celsius Network vs. Gemini Earn


Celsius Network vs. Gemini Earn

Celsius Network Gemini Earn
Supported Assets BTC, ETH, USDC, USDT, XRP BTC, ETH, GUSD, USDC, LTC
APY Range (%) 4%–12% 2%–7%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible
Security Features Insurance, cold storage, regulatory compliance Regulatory oversight, insurance
Interest Payouts Weekly Daily
Availability Limited (select regions) US, select global regions
Special Features Competitive stablecoin rates Seamless integration with Gemini Exchange
Minimum Deposit $20 minimum No minimum
Insurance Coverage Multiple insurance policies FDIC insurance up to $250K (USD)