Comparison of Gemini Earn vs. Binance Earn


Gemini Earn vs. Binance Earn

Gemini Earn Binance Earn
Supported Assets BTC, ETH, GUSD, USDC, LTC BTC, ETH, USDT, BNB, DOT, ADA
APY Range (%) 2%–7% 2%–15%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible/Fixed (varies)
Security Features Regulatory oversight, insurance SAFU insurance fund, cold storage
Interest Payouts Daily Daily/Weekly
Availability US, select global regions Global (restricted in US)
Special Features Seamless integration with Gemini Exchange Broad range of products (savings, staking)
Minimum Deposit No minimum No minimum
Insurance Coverage FDIC insurance up to $250K (USD) SAFU fund ($1B+ emergency fund)