Comparison of Gemini Earn vs. Celsius Network


Gemini Earn vs. Celsius Network

Gemini Earn Celsius Network
Supported Assets BTC, ETH, GUSD, USDC, LTC BTC, ETH, USDC, USDT, XRP
APY Range (%) 2%–7% 4%–12%
Fees No direct fees No direct fees
Lock-Up Terms Flexible Flexible
Security Features Regulatory oversight, insurance Insurance, cold storage, regulatory compliance
Interest Payouts Daily Weekly
Availability US, select global regions Limited (select regions)
Special Features Seamless integration with Gemini Exchange Competitive stablecoin rates
Minimum Deposit No minimum $20 minimum
Insurance Coverage FDIC insurance up to $250K (USD) Multiple insurance policies