Comparison of YouHodler vs. BlockFi


YouHodler vs. BlockFi

YouHodler BlockFi
Supported Assets BTC, ETH, USDT, USDC, XRP BTC, ETH, LTC, USDC, USDT, GUSD
APY Range (%) 3%–12% 3%–8%
Fees No direct fees No direct fees
Lock-Up Terms Flexible/Fixed Flexible
Security Features Insurance, regulatory oversight, cold storage Cold storage, insurance, regulatory oversight
Interest Payouts Weekly Monthly
Availability Global (limited in US) Limited (US, select regions)
Special Features Multi-currency accounts & high flexibility Visa Rewards credit card
Minimum Deposit $100 minimum No minimum
Insurance Coverage Ledger Vault insurance coverage Up to $100M through Gemini custody