Ripple vs. USD Coin
Compare key details of Ripple and USD Coin side by side in a structured table format. This overview highlights core features, differences, and relevant information for each option. Use it to review how various choices stack up across the category.
| Ripple | USD Coin | |
|---|---|---|
| Available on Coinbase (2024)? | No | Yes |
| Creator(s) | Ripple Labs, founded by Chris Larsen and Jed McCaleb | Circle and Coinbase |
| Start year | 2012 | 2018 |
| Decentralized score (out of 5) | 2/5: Centralized with Community Input | 1/5: Fully Centralized |
| Influences or central authority | community input; Ripple Labs | Circle and Coinbase. |
| Can be mined? | No | No |
| New issuance method | None | Centralized Issuance |
| Maximum supply (in millions) | 100,000 | None; no fixed maximum |
| Percentage already issued (2024) | 53% | Not applicable |
| Key functions (other than transactions) | cross-border payments, smart contracts | none |
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