USD Coin vs. Ripple
Compare key details of USD Coin and Ripple side by side in a structured table format. This overview highlights core features, differences, and relevant information for each option. Use it to review how various choices stack up across the category.
| USD Coin | Ripple | |
|---|---|---|
| Available on Coinbase (2024)? | Yes | No |
| Creator(s) | Circle and Coinbase | Ripple Labs, founded by Chris Larsen and Jed McCaleb |
| Start year | 2018 | 2012 |
| Decentralized score (out of 5) | 1/5: Fully Centralized | 2/5: Centralized with Community Input |
| Influences or central authority | Circle and Coinbase. | community input; Ripple Labs |
| Can be mined? | No | No |
| New issuance method | Centralized Issuance | None |
| Maximum supply (in millions) | None; no fixed maximum | 100,000 |
| Percentage already issued (2024) | Not applicable | 53% |
| Key functions (other than transactions) | none | cross-border payments, smart contracts |
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